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Go to main content Riverview Community Federal CU

Rates

To help make life more affordable, Riverview Community Federal Credit Union offers competitive rates to our members. Since credit unions are not-for-profit, our profits go toward bringing our members great rates when they need them most.

 

 

Specials

Auto Refi Special

Sour about your current loan rate?! 

Bring your outside loan over to Riverview Community FCU & $ave, $ave, $ave!!

 Stop in for more details or to apply!

*Based on inidividual credit experience. * Requires direct debit of loan payment. 

*New money only. *Offer subject to change, and additional restrictions may apply.

 

 

SavingsLoansMortgage/Home Equity

Share Accounts
Effective Date: 4/5/2018
TypeMinimum Balance to OpenMinimum to obtain APY*RateAPY*Compounded
Regular Share $5.00 $100.00 0.10% 0.10% Quarterly
Christmas Club $0.00 $100.00 0.15% 0.15% Quarterly

Money Market Accounts
Effective Date: 4/5/2018
BalanceRateAPY*Compounded
$2,500 - 24,999 0.25% 0.25% Monthly
$25,000 - 49,999 0.30% 0.30% Monthly
$50,000+ 0.35% 0.35% Monthly
Minimum amount required to open is $2500.00

Share Certificates
Effective Date: 4/5/2018
TermMinimum to open and obtain APYRateAPY*Compounded
6 month $1,000.00 0.45% 0.45% Monthly
1 year $1,000.00 0.70% 0.70% Monthly
2 year $1,000.00 0.95% 0.95% Monthly
3 year $1,000.00 1.20% 1.20% Monthly
Student CD 1 year** $100.00 0.75% 0.75% Quarterly
**Available to account holders up to 22 years of age.
Penalties may be imposed for early withdrawal.

IRA Rates
Effective Date: 1/1/2017
Minimum Balance to OpenMinimum to obtain APY*RateAPY*Compounded
$5.00 $5.00 0.20% 0.20% Quarterly

 APY = Annual Percentage Yield

 


Loan Rates

Auto Loan Rates
Effective Date: 11/1/2018
YearMax TermAPR*

2017-2018

48 months 2.79%
  49-60 months 2.99%
  61-72 months 3.29%
  73-84 months 3.74%

2015-2016

48 months 2.99%
  49-60 months 3.74%
  61-72 months 3.99%

2013-2014

48 months 3.09%
  49-60 months 3.99%

2011-2012

48 months 4.49%
  49-60 months 4.74%

2009-2010

48 months 5.54%

2008

36 months 6.24%

Other Loans
Effective Date: 11/1/2018
TypeMax TermAPR*

Motorcycles

   
New 72 months 5.24%
Used 72 months 6.24%

Motor Homes, Boats, Travel Trailers

   
New 60 months 3.74%

$15,000-$19,999

72 months 4.54%

$20,000-$24,999

84 months 4.84%
$25,000-$29,999 120 months 5.24%
$30,000-$39,999 144 months 5.54%
$40,000 + 180 months 6.24%
Used 60 months 3.74%

$15,000-$19,999

72 months 5.04%

$20,000-$24,999

84 months 5.74%
$25,000-$29,999 120 months 6.24%
$30,000-$39,999 144 months 6.54%
$40,000 + 180 months 6.84%

Snowmobile, ATV, Jet Ski

   
New 60 months 5.24%
$15,000 + 72 months 6.24%
Used 60 months 6.50%

Share Secured

24 months
Balloon loan if >24 months
3.25%

CD Secured

24 months
Balloon loan if >24 months
3% over CD rate

Personal

Collateral may be required.
Term determined by Credit Committee
9.00% up to 36 months
9.75% up to 48 months
10.25% up to 60 months

*Fee $15.00.   * Add 1.00% to personal rates for bill consolidations.

Platinum Visa Credit Card

  7.90%


 


Real Estate Loans
Effective Date: 1/1/2017
TypeTermAPR*

Home Equity

60 months
120 months
5.00%
5.75%

APR = Annual Percentage Rate 
APR's listed are “As Low As”, based on credit score and subject to credit approval.

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