Field of Membership
Persons who live, work (or regularly conduct business in), worship, or attend school inSt. Clair County, Michigan. Businesses and other legal entities located in St. Clair County, Michigan. Also included are spouses of persons who died while within the field of membership of this credit union, volunteers in the community, employees of this credit union, members of their immediate family or household, and organizations of such persons.
Riverview Community Federal Credit Union
1935 Fred W. Moore Hwy
Saint Clair, Michigan 48079
Lost/Stolen Visa Credit cards (800) 325-3678
Lost/Stolen Visa Debit cards (800) 472-3272
|Monday - Thursday||9:00AM to 4:30PM|
|Friday||9:00AM to 5:30PM|
|Saturday||9:00AM to Noon|
This year will mark the 64th year of serving our membership! Riverview Community Federal Credit Union was organized in 1952 as Diamond Crystal Employees Federal Credit Union. We have over 3,000 members in the Saint Clair County area and have assets of over $26,000,000.00.
We at Riverview Community Federal Credit Union believe in investing in our community.
Here is a list of community activities that we participate in:
- East China Relay for Life
- St. Clair Little League
- Marysville Little League
- St. Clair Junior Football
- Kids In Distress
- St. Clair Fireworks
- St. Clair Summer Events Sponsor
- St. Clair Boat Harbor
- St. Clair High School Yearbook
- Antique Car Show
- East China School District Supporters Fund
- Humane Society S.N.A.P.
- Special Dreams Farm
- St. Mary's Festival
64th Annual Meeting Treasury Report
April 26, 2016
We are pleased to report that the credit union did well in 2015. The total assets grew to $27.1 million, an increase of $1.4 million or 5.5%. Deposits increased $1.2 million, or 5.2% to $24.7 million. We ended the year with loans of $14.4 million, an increase of 7.9% which is well above the 3.83% growth for our peer group. The delinquency ratio was 0.07%, well below the national average of 1.21% for credit unions of comparable size. The credit union ended 2015 with a profit of $147.1 thousand, which represents a 0.55% return on assets. Net worth as of December 31, 2015, was 8.88% which is well above the 7% regulatory threshold for a well-capitalized institution.
The credit union’s continued success is due to the trust and support of the members. The staff continues to provide friendly and knowledgeable service to the membership and strives to exceed expectations. Our Board of Directors provides strategic direction and oversight in an effort to meet the evolving needs of the members; and, along with the senior management team have worked together closely to ensure that we remain a well-capitalized credit union.
We will continue to grow the credit union in a manner that best serves our members and aligns with the credit union’s mission of making a lifetime commitment to the membership’s financial needs. We are extremely fortunate to have outstanding volunteers that lead the Credit Union and a dedicated, professional staff committed to providing the highest level of personal service.
Thank you for being a part of RCFCU and for your continued loyalty and support.