We are a Member owned financial cooperative, making a lifetime commitment to our member's financial needs by building relationships through our personalized member service.
This year will mark the 63rd year of serving our membership! Riverview Community Federal Credit Union was organized in 1952 as Diamond Crystal Employees Federal Credit Union. We have over 3,000 members in the Saint Clair County area and have assets of over $26,000,000.00.
As of March 2011, we relocated to our new home at 1935 Fred Moore Hwy.
Come by and visit us!
62nd Annual Meeting Treasury Report
We’re happy to report that 2013 was a good year for the credit union. We ended with assets growth of 6.21% to $24.2 million while membership also increased 5.03% to 3,635 members. Our total loans increased 13.29% to $11.8 million. Meanwhile, our operating expense ratio decreased to 3.48%, below the 3.64% national average (for credit unions of comparable size). Our delinquencies ratio ended at 0.46% well below industry standards of 1.30%. Even though our credit union ended the year with a profit of $40,400, representing a .17% return on assets; our net worth ratio (capital to assets ratio) decrease to 8.87%, the credit union is still well capitalized.
The continued support and trust of our members is the backbone of our ongoing success as a financial organization. By continually striving to meet the diverse needs of our members, the staff at RCFCU continues to provide friendly and knowledgeable financial services to our membership. The Board of Directors provides strategic direction and good governance in an effort to meet the evolving needs of the membership.
In the year ahead, RCFCU will continue to grow the credit union in order to best serve our members and in keeping with our mission, building a lifetime commitment to our members financial needs.
Thank you for being part of RCFCU.
Field of Membership
Persons who live, work (or regularly conduct business in), worship, or attend school inSt. Clair County, Michigan. Businesses and other legal entities located in St. Clair County, Michigan. Also included are spouses of persons who died while within the field of membership of this credit union, volunteers in the community, employees of this credit union, members of their immediate family or household, and organizations of such persons.
Riverview Community Federal Credit Union
1935 Fred W. Moore Hwy
Saint Clair, Michigan 48079
Lost/Stolen Visa Credit cards (800) 325-3678
Lost/Stolen Visa Debit cards (800) 472-3272
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