About Us

Field of Membership

Persons who live, work (or regularly conduct business in), worship, or attend school inSt. Clair County, Michigan.   Businesses and other legal entities located in St. Clair County, Michigan.   Also included are spouses of persons who died while within the field of membership of this credit union, volunteers in the community, employees of this credit union, members of their immediate family or household, and organizations of such persons. 

Location

Riverview Community Federal Credit Union
1935 Fred W. Moore Hwy
Saint Clair, Michigan 48079
Phone: 810.329.6638
Fax: 810.329.9668
mbrservices@riverviewcommunityfcu.com

Lost/Stolen Visa Credit cards (800) 325-3678
Lost/Stolen Visa Debit cards  (800) 472-3272

Hours

Monday - Thursday 9:00AM to 4:30PM
Friday 9:00AM to 5:30PM
Saturday 9:00AM to Noon

 

 

MISSION STATEMENT
 
We are a Member owned financial cooperative, making a lifetime commitment to our member's financial needs by building relationships through our personalized member service.

This year will mark the 64th year of serving our membership! Riverview Community Federal Credit Union was organized in 1952 as Diamond Crystal Employees Federal Credit Union. We have over 3,000 members in the Saint Clair County area and have assets of over $26,000,000.00.
 
As of March 2011, we relocated to our new home at 1935 Fred Moore Hwy.
Come by and visit us! 

 

 

64th Annual Meeting Treasury Report

April 26, 2016

Treasurer Report

We are pleased to report that the credit union did well in 2015. The total assets grew to $27.1 million, an increase of $1.4 million or 5.5%. Deposits increased $1.2 million, or 5.2% to $24.7 million. We ended the year with loans of $14.4 million, an increase of 7.9% which is well above the 3.83% growth for our peer group. The delinquency ratio was 0.07%, well below the national average of 1.21% for credit unions of comparable size. The credit union ended 2015 with a profit of $147.1 thousand, which represents a 0.55% return on assets. Net worth as of December 31, 2015, was 8.88% which is well above the 7% regulatory threshold for a well-capitalized institution.

The credit union’s continued success is due to the trust and support of the members. The staff continues to provide friendly and knowledgeable service to the membership and strives to exceed expectations. Our  Board of Directors provides strategic direction and oversight in an effort to meet the evolving needs of the members; and, along with the senior management team have worked together closely to ensure that we remain a well-capitalized credit union.

We will continue to grow the credit union in a manner that best serves our members and aligns with the credit union’s mission of making a lifetime commitment to the membership’s financial needs. We are extremely fortunate to have outstanding volunteers that lead the Credit Union and a dedicated, professional staff committed to providing the highest level of personal service.

Thank you for being a part of RCFCU and for your continued loyalty and support.

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act